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Ashley Insurance

38 S Harrison St
Easton, MD 21601

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Our Easton, MD, Branch

Ashley Insurance is your local multi-line insurance company based in Easton, MD. Get the coverage you need for various types of insurance, from personal to commercial lines. We proudly serve the Easton, MD, area, offering top-notch customer service and policies that meet and exceed expectations. As a locally owned and operated company, we know how to handle insurance in Easton, MD. Our team makes local decisions and offers rates and advice based on the local economy. If you are interested in switching to Ashley Insurance for full-coverage, personalized insurance, click below to get a quote.


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Personal Lines

If you are seeking affordable auto insurance in Easton, MD, look no further! Not only do we cover cars, we also offer plans for Motorcycle, Boat/Watercraft, and RV insurance. Our personal lines also include comprehensive homeowners insurance plans for Easton, MD, residents, as well as renters, mobile home, and flood coverage. Make a long-term investment in your well-being with Term or Permanent life insurance, disability insurance, and health insurance in Easton, MD.

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Commercial Lines

As a small business in Easton, MD, insurance is absolutely vital. Our commercial insurance lines include farm and ranch insurance, contractor’s insurance, apartment building insurance, and more. Our plans include workers compensation, general liability, employment practices liability, and even liquor liability. From Business Owners Policies to group health insurance, including health, dental, vision, and health savings accounts, we have what you need to protect your employees and your business.

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Switch to an insurance agent you can trust with agents who care, plans personalized to your needs, and multi-product coverage so you can keep all your Easton, MD, insurance policies under one roof. Get a quote today to see if Ashley Insurance is the right fit for your personal or commercial insurance needs!

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Staff Members

Easton Branch(Map)

Julie C. Smith

Julie C. Smith - President

(Direct Line: 410-763-9000)

David E. South

David E. South, CIC - Account Executive

Al Brooks

Al Brooks, LUTCF - Account Executive

Commercial sales producer, licensed in property / casualty and life/ Health,for over 35 years. Licensed in the following states: Maryland, Delaware, DC, Virginia. Attended Chesapeake College and The University of Maryland. Over 40 years refereeing Basketball; college, High School and Youth Basketball.

Carol Frampton, CISR

Carol Frampton, CISR - Customer Service Representative

Carol has enjoyed her career in insurance since 1968. As a member of Ashley Insurance you will her working in the commercial and farm departments. Carol holds a property and casualty insurance license and certified insurance representative designation and always working and servicing her clients. When not at the office you will find Carol as a dedicated volunteer for The Maryland 4-H Youth Program and is the leader of The Green Clover 4-H Club for over 45 years. Carol and her husband John reside in Talbot County. They have 2 daughters, Lynn & Shelly and 4 Grandchildren Justin, Dylan, Sabrina and Andrew.

Tammy Payne, CISR

Tammy Payne, CISR - Personal Lines Customer Service

Tammy Payne has been in the insurance business since 1984 and is passionate about her career choice. Tammy is licensed in property/casualty and life/health. She holds a Certified Insurance Service Representative (CISR) designation and is on her way to earning the Elite status. Tammy currently works in our personal lines department and has been with us since 2007. She enjoys working with the public and providing her clients with superior customer service while saving them money and making sure they are well protected against the unknown. A proud mother and grandmother, Tammy enjoys spending time with her daughter, Miranda, who is also an agent with Ashley Insurance, and her granddaughters, Carmalie, Reagan, and Addalyn.

Nikki Buckle

Nikki Buckle - Customer Service Representative

Robert D. Smith

Robert D. Smith - Personal Lines Manager

Alexa Matthai, CBC, ACBC

Alexa Matthai, CBC, ACBC - Employee Benefits Manager

(Direct Line: 410-822-9105)

Alexandra (Alexa) Matthai has been working as Manager of the Life and Health insurance division of Ashley Insurance since August 2001 and brings over 20 years experience to the agency. Alexa currently serves on the board of Eastern Shore Health Underwriters and Thompson Creek Homeowners Association and is a former president of the Eastern Shore Association of Insurance and Financial Advisors. As a member of the National Association of Alternative Benefit Consultants and American College Certified Health Care Reform Studies participant, Alexa is a informed resource for area business owners regarding benefits for themselves and their employees. Originally from Owings Mills of Baltimore County, Alexa has been a resident of the Eastern Shore since 1985 currently residing on Kent Island. She enjoys cycling, boating and visiting her three grown children.

Sadie Darling

Sadie Darling - Customer Service Representative

Laurie Tulowitzky

Laurie Tulowitzky - Customer Service Representative

Beth Gowe

Beth Gowe - Customer Service Representative

Miranda Furstoss

Miranda Furstoss

Miranda Furstoss holds licenses in both property/casualty and life/health, as well as a Masters of Business Administration degree from Capella University. She earned the CISR (Certified Insurance Service Representative) designation in 2011, the CISR Elite in 2017, and was the recipient of the Outstanding CSR of the Year Award for Maryland in 2014. She currently works in the personal lines department of Ashley Insurance. Miranda, who has been working alongside her mother Tammy in the insurance business since she was fourteen, joined the Ashley family in 2007. She resides in Elkton with her husband Rob, and their three girls, Carmalie, Reagan, and Addalyn.

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Servicing These States

Our Partners
  • AAA
  • Aegis
  • Aetna
  • Agency Insurance Company
  • All Risks
  • Allstate
  • American Collectors
  • Applied
  • Chesapeake Employers
  • Chubb
  • Donegal
  • Foremost
  • Liberty
  • National General
  • Nationwide
  • Penn National
  • Philadelphia
  • Progressive
  • RLI
  • RTS
  • State Auto
  • Tapco
  • The Hartford
  • Travelers
  • Westfield
  • Zurich