• Life
• Homeowners
• Automobile
• Renters

• Boat
• Flood
• Motorcycle
• Umbrella Liability

• Jewelry
• Antiques and other valuable items

 

Life Insurance

Life Insurance is a simple answer to a very difficult question.

How will my family manage financially when I die?

There are many different types of life insurance, but for all of them the bottom line is the same. It pays cash to your family after you die, replacing your income and allowing the financial plans you put in place to continue uninterrupted.

What kind should you buy?

Term
Life insurance that pays only a death benefit is called term insurance. It provides protection for a specific period of time – the “term” – and is designed for temporary circumstances. It makes the most sense when your need for coverage will disappear at some point, such as when your children graduate from college or when a debt is paid off. The most common term policies provide coverage for 20 years, but they can run the gamut from one-year policies to terms of 30 years or even longer. Typically, term insurance offers the greatest amount of coverage for the lowest initial premium and is a good choice for young families on a tight budget.

Permanent Insurance
Offers lifelong protection and you can accumulate cast value on a tax-deferred basis. This cash account can be used for a variety of purposes, from helping you out of a tight financial spot, to providing funds to take advantage of an opportunity, to supplementing your retirement income. Initial premiums are higher than what you would pay for a term policy with the same face amount.

» Try this online calculator from LifeHappens.org

Fill out a Life Insurance Request Form and a personal representative will contact you within 24 hours. If you need immediate assistance, please call 1.800.974.9782.

 

Home Owner Insurance

Ashely Insurance, Inc. offers our clients the satisfaction that their house, condominium or townhouse is protected. Our Homeowners Insurance protects both your property coverage and your personal liability coverage.

Fill out a Homeowners Insurance Request Form and a personal representative will contact you within 24 hours. If you need immediate assistance, please call 1.800.974.9782.

 

Automobile Insurance

Allow one of our experienced agents to provide you with a comprehensive auto insurance review. Your auto coverage doesn't become apparent until you really need it. Our agents are here to eplain your Liability Limits, Compreensive, Collision, Personal Injury Protection, Uninsured Motorists, Medical Coverages and available deductibles. We are also able to offer very competitive insurance to your drivers.

Fill out a Automobile Insurance Request Form and a personal representative will contact you within 24 hours. If you need immediate assistance, please call 1.800.974.9782.

 

Motorcycle Insurance

Allow one of our experienced agents to provide you with a competitive Motorcycle Insurance quote. Your auto coverage doesnt' become apparent until you really need it. Our agents are here to explain your Liability Limits, Comprehensive, Collision, Personal Injury Protection, Uninsured Motorists, Medical Coverages and available deductibles. We are also able to offfer very competitive insurance to your drivers.

 

Boat and Yacht Insurance

One or our boat specialists can assist you in reviewing your current boat insurance and offering you a comprehensive boat quote at the best possible premium with a very reputable marine insurance company. We can also keep you up to date with the changing marine insurance marketplace.

Fill out a Boat and/or Yacht Insurance Request Form and a personal representative will contact you within 24 hours. If you need immediate assistance, please call 1.800.974.9782.

 

Renters Insurance

We can help you protect your personal property and your provide you with personal liability coverage whether you rent a home, condo or apartment. A standard renters insurance policy protects your personal property in many cases of theft or damage, and may pay for temporary living expenses if your rental is damaged so seriously you can't live in it.

 

Flood Insurance

In most cases flood insurance is relatively inexpensive, most homeowners do not choose to purchase the insurnace protection. According to the Federal Inurance Administration, less than a quarter of the homes in the highest risk area are insured against flood. A standard homeowners insurance policy will not cover damages caused by flooding. A standard Homeowner policy will not cover damages caused by a flood.

Fill out a Flood Insurance Request Form and a personal representative will contact you within 24 hours. If you need immediate assistance, please call 1.800.974.9782.